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(480) 576-2484 Scottsdale Office

Signed in as:

filler@godaddy.com

  • Home
  • Personal Ins
    • Auto Insurance
    • Classic Car Insurance
    • Home Insurance
    • Umbrella Insurance
    • Motorcycle Insurance
    • Mexico Insurance
  • Business Ins
    • Business and Commercial
    • Surety Bonds
  • Specialty Ins.
    • Pet Insurance
    • Flood Insurance
    • Boat Insurance
  • Warranties
    • Home Warranty Arizona
    • Equipment Breakdown
    • Auto Warranty
  • Contact Us
  • About
  • Blog - Know Insurance
  • Our Preferred Partners
  • Learn about Arizona!
  • Testimonials
  • Blank

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Types of Home Insurance Coverage We Offer.

Home Insurance

Condo Insurance

Condo Insurance

<img src="image file" alt="homeowners insurance">  <img src="image file" alt="az 101 insurance">

A homeowner policy is for people who own their own home. Homeowners insurance is a great way to protect your asset from an unforeseen event. This type of policy will cover both the outside of the home and all the contents of your home. It will cover the majority of natural disasters (certain disasters like earthquakes may be excluded but you may add extra coverage for that specific purpose) and will allow you to replace or rebuild damaged property. We provide the best coverages options available. 

(Chandler Phoenix Scottsdale)

Get a Quote!

Condo Insurance

Condo Insurance

Condo Insurance

<img src="image file" alt="condo insurance">

When you own a Condo or a Town Home you're usually only responsible for the inside. This is referred to as walls in coverage. What's insured are your personal items, appliances, cabinetry, and you'll also be covered from general liability should someone be injured on your property. Quality Low Cost Home Insurance!




Get A Quote!

Cabin Insurance

Condo Insurance

Manufactured Home Insurance

<img src="image file" alt="cabin Insurance">  Az 101 insurance best cabin arizona

Cabins can be more difficult and expensive to insure. Age, materials, and wildfire risk code are used as factors while an insurance company evaluating a risk. AZ 101 Insurance knows what company will insure it and for a fair price. 






Call for a quote

Manufactured Home Insurance

Manufactured Home Insurance

Manufactured Home Insurance

<img src="image file" alt="mobile home insurance"><img src="image file" alt="manufactured home">

Manufactured homes are better today than ever before. While some companies may not insure manufactured homes a lot of them will insure them in a similar manner to a regular homeowners policy. We've already done the work of finding the best ones. 

Since manufactured homes are more vulnerable to certain perils it's important to review what is, and isn't, covered in your current policy. 

Get a quote!

Renters

Manufactured Home Insurance

Second Home

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 With a renter's policy, the coverage includes the inner contents of the home, apartment, or room that you are renting. This is coverage for the break-ins, the natural disasters, fires, and other circumstances that are beyond your control. Even though your landlord will have a homeowners policy on the place you are living, it does not cover your own personal items as a renter, which is why renters insurance is essential. 

Get a Quote!

Second Home

Manufactured Home Insurance

Second Home

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Arizona is a great place to own a second home! Some people spend the winters here and others leave the city in the summer for cooler temperatures in towns like Payson, Pinetop, or Sedona. Others use their second home as a rental to generate income. 

The best way to insure your second home will depend entirely on what you're using it for. 


Call us for a quote

Are you a Landlord?

We offer great options for both short term and long-term rental properties. 

Click here to call us now

Frequently Asked Questions

Please reach us at Service@az101insurance.com if you cannot find an answer to your question.

Many factors like Age, Condition, and Materials used to build the house factor in. This is why it's important to use a broker who can match up your house with the right insurance provider. 


The State does not require this, but if your lender does if you have a loan on your home. 


This depends on what the master policy covers usually held by the community HOA. In general these policies range from $400-1,300 based on age, condition, credit, size, and many other factors. 


<img src="image file" alt="best home insurance"><img src="image file" alt="az 101 insurance">

Which coverages should I pick?

Insurance can be confusing. Listed below are what your coverages may be on a standard HO3 declaration page. Every Insurance carrier is different so coverages will vary from one carrier to the next. We are a phone call away for a detailed review of your assets and current coverages.  

Click here to call us Now

Dwelling Coverage: May Cover Physical Damage Such As...

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<img src="image file" alt="hail damage coverage">
<img src="image file" alt="lightning insurance az">

Other Structures Coverage Coverage "B"

Additional Living Expenses Coverage "D"

Other Structures Coverage Coverage "B"

The coverage amount listed under this section may help pay for damages to most other structures on your property not attached to your home


Fences, detached garages, sheds and gazebos are among the most common detached structures that homeowners have on their property. 


It is important to let us know all the structures you have on your property to make sure we can have it approved and added onto your policy.  

Personal Property Coverage "C"

Additional Living Expenses Coverage "D"

Other Structures Coverage Coverage "B"

Under Coverage "C" on your declaration page. This insures your personal belongings, clothes, furniture, and electronics.


 It is important to note this coverage has limits. This is not a blanket policy that will guarantee coverages on all your personal property. For example, a $25k engagement ring needs to be endorsed onto your policy. The more details you provide, the better an agent can document and properly insure you. 

Additional Living Expenses Coverage "D"

Additional Living Expenses Coverage "D"

Additional Living Expenses Coverage "D"

Loss of use coverage is usually provided when your home is inhabitable and can be used for up to 12 months. 


Examples include:

Hotel or Apartment Rental

Transportation costs

Pet boarding

Grocery or restaurant bills 

Relocation costs of your personal belongings

Laundry expenses


Discuss this coverage with your agent!

Personal Liability Coverage "E"

Personal Liability Coverage "E"

Additional Living Expenses Coverage "D"

<img src="image file" alt="coverage e liability insurance">

The amount listed under this section may help pay for:


A guest's medical bills.

Your legal expenses if sued.

An Injured parties lost wages.

Cost's repairing damages you accidently caused to someone else's property.


The higher liability limit you have in this section, the lower your risk having to come out of pocket to cover these expenses in the event your limits are reached.

Medical Payments Coverage "F"

Personal Liability Coverage "E"

Medical Payments Coverage "F"

<img src="image file" alt="coverage 5 medical payments"><img src="image file" alt="med pay az">

We provide quality Low Cost Home Insurance!

Medical payments insurance can typically cover expenses sustained in order to resolve a medical emergency, such as:


Immediate medical attention

Surgery

X-rays

Dental services

Ambulance rides

Hospital stays

Discounts and endorsements

Discounts

Endorsements

Endorsements

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Every penny counts! Az 101 loves to crunch numbers and we are all about hunting down every discount you qualify for.  Saving money is a vital concern for nearly everyone in these difficult times. Because of this, it is important that you find the best possible rate for your auto and homeowners insurance policy. Luckily, it is much easier to find a great rate for insurance now than ever before.        (Chandler Phoenix Scottsdale)


Green Home.

Security System.

Camera System.

Water Protective Device.

Fire Suppression Systems.

Endorsements

Endorsements

Endorsements

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AZ 101 believes its vitally important you know what is and is not covered. A one-on-one discussion in person or over the phone, provides you with the knowledge on electing the proper endorsements when purchasing new home insurance through AZ 101. Quality Low Cost Home Insurance.    (Chandler Phoenix Scottsdale)


Here are just a few endorsements we offer...


Jewelry.

Firearms.

Claim Forgiveness.

Service Line Coverage.

Water/Sewer Backup.

Other Structure limits.

Personal Liability Limit.

Extended Dwelling Coverage.

Personal Property Replacement Cost.


Add Service Line Coverage for homes more than 10 years old.

Download PDF

Strive for the best insurance coverage!

 In many cases, consumers do not understand what type of coverage they need. We see all too often customers going online and selecting the lowest possible rate, without knowing the repercussions. Paying the lowest rate is all fine and good—until the time comes needing the insurance company to cover something you thought was covered only to find out you have a large out of pocket expense. 


Because of this, working with an independent agency is still a superior way to obtain insurance. Your agent can help you get the coverages fitting your budget. Az 101 Insurance makes it easier and more fluid then ever to get a concrete quote one one call. If you prefer online, you can get a quote with us in just a few minutes. 


We always prefer a phone call to know our clients and we also understand if your shopping rates you want to know the best rate available while you are comparing us against competitors. 


Located in Scottsdale, Arizona we are just east of the 101 freeway, off Shea Boulevard.  

 We believe in low cost home insurance without sacrificing coverages. We stand by this because Arizona doesn't have much to worry about when it comes to natural disasters, so why pay more?  We service all of Arizona including major areas such as Chandler, Phoenix, Scottsdale, and DC Ranch.  

Do you have a vacant home or in the middle of a remodel?

We have specialty home Insurance products to cover you in most situations! Arizona is a hot market right now. We are located in Scottsdale, Arizona and ready to help you today. 

AZ 101 Awarded as a top Agency in Arizona!

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Az 101 Insurance

9375 E Shea Blvd Ste 100, Scottsdale, AZ 85260

(480) 576-2484

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