Surety Bonds
Fidelity/ERISA
Business services
Business services
Even the best managed businesses are susceptible to employee theft and fraud. Fidelity bonds provide employee dishonesty coverage to protect your clients’ businesses from losses incurred as a result of dishonest acts by their employees.
Coverage is also available to protect employers for losses stemming from such crimes as forgery, ERISA dishonesty, computer fraud and wire transfer fraud. We write multiple classes of business for both mercantile and public entities, including nonprofit organizations, insurance agencies and professional offices.
Business services
Business services
Business services
Different from standard fidelity coverage, business service bonds help protect businesses and their customers in the event a dishonest act by one of their employees results in a loss to a customer.
Common businesses we serve
Appliance repair
Burglar alarm installation
Carpet cleaning
Catering
Childcare (excluding minors)
Healthcare
House cleaning
Janitorial services
Lawn services
Locksmithing
Painting
Pest control
Pet sitting
Plumbing
Pool cleaning
Security
Temporary employment
Window/gutter cleaning
Messenger services
Moving service
Permit bonds
Business services
Service and supply
Typically required by municipalities or other government agencies as a condition of granting licenses or permits for specific activities, the primary purpose of these bonds is to protect the public or third party against losses or damages to people or property. License and permit bonds guarantee the party seeking the license(s) or permit(s) will comply with applicable laws or regulations.
Permit bonds:
Compliance/privilege/regulatory
Third-party liability/public safety
Good faith/honesty
Tax
Liquor
Retail/professional services
Service and supply
Public official/notary public
Service and supply
These bonds support non-construction service and supply contracts by providing performance guarantees to project owners. In the event a principal is unable to meet contractual obligations, the surety has completion or payment obligations.
Common industries we serve
Billing services/call centers
Bus services
Business/commercial furniture supply
Catering (school lunch programs)
Concession operation
Elevator maintenance
Equipment supply
Facilities maintenance
Fire apparatus supply
HVAC maintenance
Janitorial/commercial cleaning
Landscaping
Manufacturing/distributing
Office services and supply
Packaging and recycling
Parking garage services
Pest control
Printing
Security
Snow removal
Textile supply (uniforms)
Waste management
Window cleaning
Court, probate and fiduciary
Public official/notary public
Public official/notary public
Courts will often require bonds prior to judicial actions, such as appeal, replevin and injunction actions. We provide a number of court and probate bonds, including fiduciary bonds, to satisfy your customers’ needs during the course of their legal proceedings.
Common examples of bonds we write
Appeal
Replevin
Injunction
Attachment
Stop notice
Garnishment
Writ of possession
Mechanics lien
Executor/administrator
Guardianship
Trustee
Conservator of incompetent(s)
Bankruptcy
Receiver of equity
Public official/notary public
Public official/notary public
Public official/notary public
Required by law for most elected and many appointed public officials, the primary purpose of these bonds is to guarantee faithful performance and protect the public body.
Examples of public official classifications
Treasurers, assistant treasurers and subordinates
Town clerks, town officials, tax collectors, deputy tax collectors and subordinates
Judges, court clerks and court officers
Sheriffs and deputies
Constables
Common entities requiring bonds
Schools
Libraries
Government districts
Municipal governments
City, county or state governments